October, 2009

Opening an SFGI Direct Savings Account Earning 2.25% APY

It’s not every day that I find a bank account offering more than 2% APY, but as of October 30, 2009, I’ve discovered one thanks to a reader. “Ski Naut” contacted me yesterday to ask about SFGI Direct’s offer of 2.25% APY. I had not heard of the bank, so I looked into it. SFGI Direct ...

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Scientists Believe Superstition’s Bred in the Womb

I Believe They Need to Check Themselves <img class="size-full wp-image-54377" title="superstition payday loans in Forest Hill" src="http://personalmoneystore.com/moneyblog/wp-content/uploads/2009/10/superstition-payday-loans.jpg" alt="Superstitious knick knacks clutter your cupboard? Your fingers may be why… so if you know this, you can avoid needing payday loans in Forest Hill to fuel such an intuitive compulsion. (Photo: wikipedia.org)" width="300" height="290" />Superstitious knick knacks clutter ...

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Reader Question: What If My 401k Has Horrible Investment Options?

Here’s another good reader question about crappy 401k plans. Reader Robert saves enough to max out his 401k each year if he wanted to, in addition to maxing out his Roth IRA every year which he already does. However, his 401k plan is filled with expensive actively-managed mutual funds. He ...

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National Chocolate Day a Reason to Celebrate

Gifts and gets on National Chocolate Day Check out a recipe for Molten Chocolate Cake below. Image from Flickr. People celebrate holidays for many reasons. Religion, tradition, family, patriotism and sometime just for fun. Everyone has their favorite small, unexplainable holiday. Mine is National Punctuation Day. However, I think many of you might adopt today as ...

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Limit Size So Banks Aren’t Too Big To Fail?

Some high-level policymakers say large financial firms pose too much danger to the financial system and to taxpayers. Others argue they provide benefits that need to be preserved.» E-Mail This     » Add to Del.icio.us Read more about Limit Size So Banks Aren't Too Big To Fail?...

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